advice-only financial planning

https://adviceonlypracticemodelinglife.alderbrief.com/posts/practical-insights-for-advice-only-practice-modeling

Advice-only financial planning is like having a trusted friend who's a finance expert, guiding you with personalized strategies without managing your money. You get professional counsel on budgeting, investing, or retirement, but you handle the actual transactions yourself, keeping control and often paying lower fees.