Before taking a loan on your Rolex, get the full terms in writing. $275 a month...

https://technivorz.com/can-i-sell-a-rolex-without-papers-and-still-get-a-fair-offer/

Before taking a loan on your Rolex, get the full terms in writing. $275 a month in interest on $10,000 adds up quickly. In San Diego, meet at a staffed shop, keep your paperwork, and don’t hand over the watch until you understand the costs.