Freelancers can use a Rolex as collateral to cover the gap between invoices...

https://thelosangelestribune.com/2026/09/28/irregular-income-luxury-assets-a-liquidity-playbook-for-l-a-s-creative-professionals/

Freelancers can use a Rolex as collateral to cover the gap between invoices without selling a watch they value. A lender evaluates the piece and offers a loan, with funding possible in as little as 24 hours. Repay the loan to get the watch back.