Small business health coverage is a mess. Group plans and SHOP offer...

https://mag-wiki.win/index.php/I_Have_3_Employees:_Do_I_Even_Need_a_Group_Health_Plan%3F

Small business health coverage is a mess. Group plans and SHOP offer traditional stability but can be pricey. If you want control, ICHRA lets you provide tax-free stipends for individual plans