Small businesses can compare off-exchange small-group plans through a broker or...

https://victoriassmartword.publishlane.com/posts/what-does-it-mean-when-a-plan-has-no-out-of-network-coverage

Small businesses can compare off-exchange small-group plans through a broker or directly with carriers, and consider an HRA if individual coverage fits better. Before weighing premiums, check that employees’ doctors and nearby hospitals are in network.