Sudden Discharge and Gradual Loss Define Water Damage Coverage Boundaries
https://express-complete-dry-out-cs.bearsfanteamshop.com/undisclosed-policy-clause-language-creates-most-insurance-water-damage-denials
Water damage qualifies as a covered peril when it results from a sudden and accidental event like a burst pipe or overflowing appliance, but not when it stems from deferred maintenance or gradual loss such as slow leaks or aging plumbing—the