Why Smoke Can Destroy Your Stuff Long Before the Walls Fall Down
https://xeon-wiki.win/index.php/No_Undo_Button_-_Why_Skipping_Annual_Policy_Reviews_Costs_You,_and_Which_Furniture_and_Electronics_Depreciate_First
What questions about smoke damage to contents should every homeowner ask — and why they matter Most people assume their homeowner policy will protect everything if a fire happens