If you are reading this after a crash, the useful next step is a conversation rather than more research. Most questions people have at this stage can be answered in twenty minutes by someone who handles these cases regularly
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My daughter was bitten and I was hesitant to bring a claim because we knew the owner. Phillip explained it would go through their homeowners insurance rather than come out of their pocket. That made the whole decision easier
The first minutes after a crash shape everything that follows. Adrenaline hides injuries, memories start reshaping themselves almost immediately and the things that will later decide a claim are often gone within the hour
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