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Budgeting apps for teens are a game-changer for learning money management early. I've seen my niece use one that lets her track her allowance, set savings goals for a new game, and even get alerts when she's overspending on snacks. They often have colorful interfaces and simple categories like 'Eat Out' or 'Fun Money,' which make it less intimidating than a spreadsheet. My favorite part is the option to connect a parent account, so my brother can give her small tasks to earn extra cash without…

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